TERMS OF USE

By visiting this website of Lighthouse Advisors Private Limited ("Lighthouse" or “we” or “us”) and/or accessing the material contained herein, you are agreeing to the following terms and conditions and are making yourself subject to all applicable laws. For the purpose of these terms and conditions, references to Lighthouse include references to the affiliates, officers, directors, managing directors, partners, and employees of Lighthouse Advisors Private Limited, as applicable. Your access to and browsing of this website constitutes your full acceptance of these terms and conditions. If you do not agree to abide by these terms and conditions, please exit this site immediately and do not use this website. Lighthouse reserves the right to modify these terms and conditions at any time and your continued of the website after such modification will be deemed as your agreement to such modified terms and conditions of usage.

The materials on this website have been prepared for informational purposes only and are not intended to and should not be regarded as a recommendation, investment decision or advise, or any such similar action on behalf of Lighthouse. Nothing on this site constitutes or forms a part of any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities, nor should it or any part of it form the basis of, or be relied upon in any connection with any contract or commitment whatsoever. Nothing on this site constitutes professional, investment and/or financial advice, nor does any information on this site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. No action should be taken or omitted to be taken in reliance upon information on this site. Advice from a suitably qualified professional should always be sought in relation to any particular matter or circumstance.

Materials on this website may be sourced from or based on information provided by third parties and Lighthouse has not made any efforts to validate or verify such information and is not representing or warranting the reliability, correctness, accuracy, or completeness of such information.

Nothing in these terms and conditions or on this website is intended to grant you with any form of right in or to the information on this website and all rights not expressly granted herein are reserved by Lighthouse or the third party providers from whom Lighthouse has obtained the information. You are not permitted to publish, transmit, or otherwise reproduce any information on this website, in whole or in part, in any format to any third party without the express written consent of Lighthouse. You are not permitted to alter, obscure, or remove any copyright, trademark or any other notices that are provided to you in connection with the information contained on this website or shared by Lighthouse without you by way of this website. The information provided on this site or in any communication containing a link to this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Lighthouse to any registration requirement within such jurisdiction or country. All material on this site is information of a general nature and does not address the circumstances of any particular individual or entity.

THIS WEBSITE AND THE INFORMATION CONTAINED HEREIN ARE PROVIDED "AS IS." LIGHTHOUSE IS NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THIS WEBSITE OR THE INFORMATION CONTAINED HEREIN. LIGHTHOUSE DISCLAIMS ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THIS WEBSITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR A PARTICULAR PURPOSE. LIGHTHOUSE DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THIS WEBSITE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION.

Neither Lighthouse nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you may incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of this site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Lighthouse, parties providing the information or of any vendor providing software or services support. Please ensure that your own computer security is comprehensive and up to date. Lighthouse accepts no responsibility for viruses, malware or other malicious or damaging software contained in this website. In no event will Lighthouse be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Lighthouse or any other party have been advised of the possibility thereof and regardless of the form of action, whether in contract, warranty, tort (including negligence), strict liability or otherwise.

Information Submitted to Lighthouse

Please do not send any information to Lighthouse that constitutes a trade secret or is confidential or proprietary. Lighthouse cannot agree to obligations of confidentiality or non-disclosure with regard to information submitted to us. By submitting information or materials to Lighthouse, you and anyone acting on your behalf, agree that any such information or materials will not be considered confidential or proprietary. Lighthouse is not obligated to review any information or materials sent to us, Lighthouse reserves the right to reject information or materials in its sole discretion and Lighthouse will be under no obligation to return any information or materials to you. It is possible that Lighthouse will receive a number of similar plans and ideas; you understand that your idea may have previously been submitted to Lighthouse and may be under our consideration. In no event will Lighthouse be limited or restricted from pursuing any opportunities with others. Lighthouse cannot and does not accept responsibility for protecting against misuse or disclosure any confidential or proprietary information or other materials in the absence of our express written agreement to do so. Any plans, information and other materials you submit in connection with this website may be used or disclosed by us for any purpose and in any manner, as we determine in our sole discretion. Please consider this carefully before sending us any information or other materials that you deem confidential or proprietary.

Electronic Communications

When you visit our website or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We may communicate with you by e-mail or through other electronic means. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. We are not representing or warranting the reliability, security or privacy of such electronic communications.

Controlled Areas

Access to specific areas of our site requires the use of a username and associated password. If you have a username and password, you are responsible for the activities that occur in connection with their usage and as such should take steps to protect them from misuse. If you become aware of any unauthorized use of, loss or theft of your username and password, you must immediately inform a representative of Lighthouse. Each password is intended to be confidential and used only by the individual or entity to whom it is issued. Do not disclose your password to any unauthorized person. Information provided through a password protected area generally are confidential and subject to limitations on disclosure and use by you.

In addition, access to certain areas of our site may be subject to additional or differing restrictions, which you are encouraged to read carefully.

Privacy

We generally record certain usage information, such as the number and frequency of visitors to this website and their usage of various sections of the website. This information may include the websites that you access immediately before and after your visit to our website, the Internet browser you are using, and your IP address. We use such data in the manner permitted by applicable law.

Our website may employ cookies or other technology to gather information about the usage of our website to help us improve the content, usability and functionality of our website, and to remember certain user attributes. This helps us better tailor our website for users and better understand how many new and repeat users visit our website, which features or pages are most popular, and user browsing and usage patterns and helps us display relevant content. You can set your Internet browser to prompt you before you accept a cookie, accept cookies automatically or reject all cookies. However, if you choose not to accept cookies from our website then you may not be able to access and use all or part of our website or benefit from the information and services which it offers.

If you voluntarily submit information to us (for example, in connection with a request for general information), we may record and use personally identifiable information, such as your name, phone number and e-mail address, for reasonable business purposes, including for the purpose of fulfilling your request. We will make best efforts to not use your personally identifiable information for any other purpose without your permission.

We may use internal service providers to operate our website and employ other persons to perform work on our behalf, such as sending postal mail and e-mail. These persons may have access to your personally identifiable information that you submit through our website, but only for the purpose of performing their duties. We are unable to extend any assurances regarding usage of your information by such persons.

We will not provide any of your personally identifiable information to any other persons, except if we are required to make disclosures to third parties (including the government) in connection with a lawsuit, subpoena, investigation or similar proceeding. We can, and by visiting our website you authorize us to, disclose any such information in those circumstances.

This website may contain links to sites owned and operated by other parties. We are not responsible for and have no control over the privacy policies of those sites. We encourage you to review the privacy policies of those sites prior to providing them with any information.

As noted above, certain portions of our site may be subject to different practices or restrictions, which you are encouraged to read carefully.

Ownership

All proprietary material on this site is copyrighted by Lighthouse Advisors Private Limited, 2010. All rights reserved. Other than as necessary for the purpose of viewing this site in the ordinary course of business it is strictly forbidden to copy any material on this site for commercial use or to republish any or all of the contents of this site on a proxy server, cache or other similar form of storage. If you download any information or software from this site for personal use, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

All trademarks and logos displayed on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Lighthouse.

Local Restrictions

There may be legal requirements in various countries and jurisdictions which may restrict the information which Lighthouse can lawfully provide the user. Persons into whose possession the information in this website comes should inform themselves about and observe any restrictions imposed in the jurisdiction in which the website is accessed.

Applicable Law

By visiting Lighthouse's website, you agree that the laws of the Government of India, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and Lighthouse.

Limitation of Liability

Some jurisdictions limit our ability to disclaim liability. With regard to those jurisdictions, our liability shall be limited to the greatest extent permitted by applicable law. You are requested to familiarize yourself with the relevant applicable local laws in this regard before using this website.

Questions

If you have any questions regarding these Terms of Use, please contact us by e-mail at info@lhfunds.com.

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